diff --git a/src/api/modules/funding/transfer.ts b/src/api/modules/funding/transfer.ts
new file mode 100644
index 0000000..3983f91
--- /dev/null
+++ b/src/api/modules/funding/transfer.ts
@@ -0,0 +1,10 @@
+import { request } from '@/api';
+
+//获取钱包选项
+export const getTransferWalletOptionsApi = () => {
+    return request.get('/user/getWalletOptions')
+}
+// 转账
+export const transferApi = (params: any) => {
+    return request.post('/user/transfer', params)
+}
\ No newline at end of file
diff --git a/src/components/common/Form.vue b/src/components/common/Form.vue
index 873bb77..acc4b1b 100644
--- a/src/components/common/Form.vue
+++ b/src/components/common/Form.vue
@@ -4,7 +4,7 @@
         <el-row :gutter="props.rowGutter || 0">
             <template v-for="(item, index) in formItems" :key="index">
                 <el-col :span="props.colSpan || 24">
-                    <el-form-item :label="item.label" :prop="item.prop" :required="item.required" label-position="left"
+                    <el-form-item :label="item.label" :prop="item.prop" :required="item.required" :label-position="item.labelPosition || 'left'"
                         :label-width="item.labelWidth || '100px'" :class="item.class">
                         <!-- 输入框 -->
                          <el-input v-if="item.type === 'input'" v-model="formData[item.prop]"
@@ -87,7 +87,7 @@ interface FormItem {
     min?: number
     max?: number
     slotName?: string // 自定义插槽名称
-    labelPosition?: 'left' | 'right'
+    labelPosition?: 'left' | 'right' | 'top'
     labelWidth?: string
     class?: string
     dateType?: 'date' | 'daterange' | 'monthrange' | 'yearrange' | 'datetimerange'
diff --git a/src/components/layout/Sidebar.vue b/src/components/layout/Sidebar.vue
index daae0b6..73cddc0 100644
--- a/src/components/layout/Sidebar.vue
+++ b/src/components/layout/Sidebar.vue
@@ -221,6 +221,12 @@ const staticMenuList = ref<ElMenuItem[]>(
                 //     path: '/funding/depositDetail', // index="6-4"
                 //     icon: ''
                 // },
+                {
+                    id: 64,
+                    label: '转账',
+                    path: '/funding/transfer', // index="6-4"
+                    icon: ''
+                },
                 {
                     id: 65,
                     label: '转账明细',
diff --git a/src/router/index.ts b/src/router/index.ts
index b9c124a..7bb3dbb 100644
--- a/src/router/index.ts
+++ b/src/router/index.ts
@@ -256,6 +256,14 @@ const routes = [
               title: '存款明细', // 左侧菜单显示的标题
             }
           },
+          {
+            path: 'transfer',
+            name: 'Transfer',
+            component: () => import('@/views/funding/transfer/index.vue'),
+            meta: {
+              title: '转账', // 左侧菜单显示的标题
+            }
+          },
           {
             path: 'transferDetail',
             name: 'TransferDetail',
diff --git a/src/views/funding/transfer/index.vue b/src/views/funding/transfer/index.vue
new file mode 100644
index 0000000..827241e
--- /dev/null
+++ b/src/views/funding/transfer/index.vue
@@ -0,0 +1,436 @@
+<template>
+    <div class="transfer">
+        <div class="title">转账</div>
+        <el-card class="transfer-card">
+            <div class="transfer-item">1.佣金钱包转出时,需要管理员审核通过后才能转账成功。其余内部转账操作无需通过管理员审核，如发现对应账号没有收到转账资金，请于客服人员联系。</div>
+            <div class="transfer-item">2.如转出账号与转入账号的货币单位不同，系统将按照当日汇率进行换算</div>
+            <div class="transfer-item">3.若有在途订单时进行了MT账号的转出操作，因浮动盈亏影响，可能会导致转出失败</div>
+            <div class="transfer-item">4.第三方转账只支持钱包之间转账，且会转到对方主钱包(佣金钱包不允许转入)，需要管理员审核通过后才能转账成功</div>
+        </el-card>
+        <div class="transfer-type">
+            <div class="type-title">转账类型</div>
+            <div class="tab">
+                <el-button :type="transferType === 'internal' ? 'primary' : 'default'"
+                    @click="handleTransferTabClick('internal')">内部转账</el-button>
+                <el-button :type="transferType === 'external' ? 'primary' : 'default'"
+                    @click="handleTransferTabClick('external')">第三方转账</el-button>
+            </div>
+        </div>
+        <div class="transfer-form">
+            <div class="external-item" v-if="transferType === 'external'">
+                <div class="externa-title">转出账号: 主钱包</div>
+                <el-card class="external-card">
+                    <el-icon>
+                        <svg t="1774503695687" class="icon" viewBox="0 0 1024 1024" version="1.1"
+                            xmlns="http://www.w3.org/2000/svg" p-id="2732" width="200" height="200">
+                            <path
+                                d="M512.54 156.23a353.21 353.21 0 1 1-138 27.83 352.25 352.25 0 0 1 138-27.83m0-60C283.61 96.23 98 281.81 98 510.74s185.61 414.51 414.54 414.51 414.51-185.58 414.51-414.51S741.47 96.23 512.54 96.23z"
+                                p-id="2733"></path>
+                            <path
+                                d="M512 478a29.89 29.89 0 0 1-21.13-8.71l-133-132a30 30 0 1 1 42.26-42.58l133 132A30 30 0 0 1 512 478z"
+                                p-id="2734"></path>
+                            <path
+                                d="M512 478a30 30 0 0 1-21.21-51.21l128-128a30 30 0 0 1 42.42 42.42l-128 128A29.88 29.88 0 0 1 512 478z"
+                                p-id="2735"></path>
+                            <path
+                                d="M660 529H366a30 30 0 0 1 0-60h294a30 30 0 0 1 0 60z m0 95H366a30 30 0 0 1 0-60h294a30 30 0 0 1 0 60z"
+                                p-id="2736"></path>
+                            <path d="M512 776a30 30 0 0 1-30-30V448a30 30 0 0 1 60 0v298a30 30 0 0 1-30 30z"
+                                p-id="2737"></path>
+                        </svg>
+                    </el-icon>
+                    <div class="money">
+                        <span>USD</span>
+                        <span>{{ transferForm.MaxOutAmount }}</span>
+                    </div>
+                </el-card>
+            </div>
+            <TransferForm :form-data="transferForm" :form-rules="transferFormRules"
+                :form-items="transferFormItemOptions" :options-map="transferFormOptionsMap" ref="transferFormRef">
+            </TransferForm>
+            <div class="transfer-type verify" v-if="transferType === 'external'">
+                <div class="type-title">验证方式</div>
+                <div class="tab">
+                    <el-button :type="verifyType === 'email' ? 'primary' : 'default'"
+                        @click="handleVerifyTabClick('email')">邮箱验证</el-button>
+                    <el-button :type="verifyType === 'phone' ? 'primary' : 'default'"
+                        @click="handleVerifyTabClick('phone')">手机号验证</el-button>
+                </div>
+                <div class="username">{{ verifyType === "email" ? userInfo.email : userInfo.phone }}</div>
+                <el-form class="verify-form" :model="transferForm" :rules="transferFormRules" ref="transferFormRef">
+                    <el-form-item prop="code">
+                        <el-input v-model="transferForm.code" style="max-width: 300px" placeholder="请输入验证码">
+
+                        </el-input>
+                        <el-button type="primary" @click="handleSendCode" :disabled="sendState.isCounting">{{
+                            sendState.isCounting ? `${sendState.countdown}s后重新获取` : '发送验证码' }}</el-button>
+                    </el-form-item>
+                </el-form>
+
+            </div>
+            <el-button type="primary" @click="handleSubmit">提交转账</el-button>
+        </div>
+
+    </div>
+</template>
+<script setup lang="ts">
+//组件
+import TransferForm from '@/components/common/Form.vue'
+
+//配置
+import { internalFormItem, externalFormItem } from './options'
+import { rules } from './rules'
+
+//接口
+import { getTransferWalletOptionsApi, transferApi } from '@/api/modules/funding/transfer'
+
+//方法
+import { getStorage } from '@/utils/storage'
+
+
+import { useUserStore } from '@/stores/modules/user'
+const userStore = useUserStore()
+import { sendCaptcha, initCaptchaState, clearCaptchaTimer } from '@/utils/sendCaptcha'
+/**
+ * @description 转账类型
+ * @default internal
+ */
+const transferType = ref('internal')
+
+/**
+ * @description 转账表单数据
+ */
+const transferForm = ref({
+    transferOutAccount: -1,
+    transferInAccount: '',
+    transferAmount: '',
+    remark: '',
+    // 最大可转账金额
+    MaxOutAmount: '',
+    type: '',
+    code: ''
+})
+/**
+ * @description 转账表单引用
+ */
+const transferFormRef = ref()
+const transferFormItemOptions = computed(() => transferType.value === 'internal' ? internalFormItem : externalFormItem)
+const transferFormRules = ref(rules(transferForm.value))
+const transferFormOptionsMap = ref({
+    transferOutAccount: [],
+    transferInAccount: [],
+}) as any
+
+/**
+ * @description 验证方式
+ */
+//获取userInfo
+const userInfo = getStorage<any>('userInfo')
+const verifyType = ref('email')
+
+// 发送验证码
+const sendState = ref<any>({
+    isCounting: false,
+    countdown: 0,
+})
+
+//初始化验证码倒计时状态
+const emailCaptchaState = initCaptchaState('email'); // 邮箱专属
+const phoneCaptchaState = initCaptchaState('phone'); // 手机专属
+
+// 邮箱验证码状态
+const { isCounting: emailIsCounting, countdown: emailCountdown } = emailCaptchaState
+
+// 手机验证码状态
+const { isCounting: phoneIsCounting, countdown: phoneCountdown } = phoneCaptchaState
+
+
+// 统一更新sendState的方法
+const updateSendState = (type: string) => {
+    if (type === 'email') {
+        sendState.value = {
+            isCounting: emailIsCounting,
+            countdown: emailCountdown
+        }
+    } else {
+        sendState.value = {
+            isCounting: phoneIsCounting,
+            countdown: phoneCountdown
+        }
+    }
+}
+// 初始化时根据当前activeTab更新sendState（避免刷新后丢失）
+const initSendState = () => {
+    const currentType = verifyType.value === 'email' ? 'email' : 'phone'
+    updateSendState(currentType)
+}
+onMounted(() => {
+    // 页面加载时立即执行，恢复倒计时
+    initSendState()
+})
+// 监听verifyType变化，同步sendState
+watch(
+    verifyType,
+    (newTab, oldTab) => {
+        verifyType.value = newTab;
+        console.log('verifyType.value', verifyType.value);
+        // 只有“主动切换tab”（oldTab有值）时才处理，初始化时（oldTab为undefined）不触发
+        if (oldTab === undefined) return
+
+        if (newTab === 'email' || newTab === 'phone') {
+            // 主动切换到邮箱/手机页时，同步当前类型的倒计时状态（不再无脑重置）
+            updateSendState(newTab)
+        } else if (newTab === 'code') {
+            // 切换到验证码页时，根据存储的类型更新状态
+            const currentType: string = getStorage('forgotType', 'session') || 'email'
+            updateSendState(currentType)
+        }
+    },
+    { immediate: false } // 关键：关闭立即执行，避免刷新时触发
+)
+
+// 定义发送验证码接口
+const sendCodeApi = async () => {
+    // 发送验证码参数
+    const sendParams = {
+        email: userInfo.email,
+        mobile: userInfo.mobile,
+        reg_type: verifyType.value === 'email' ? 1 : 2,
+        type: 'resetPass_code'
+    }
+    return userStore.sendCode(sendParams)
+}
+
+//发送验证码
+const handleSendCode = async () => {
+    const currentType = verifyType.value;
+    // 确定类型：手机/邮箱
+    const type: string = currentType || 'email';
+
+    if (type === 'phone') {
+        // 场景1：发送手机验证码
+        if (!userInfo.phone) {
+            ElMessage.error('请先绑定手机号');
+            return;
+        }
+
+        // 执行发送
+        await sendCaptcha(
+            type,
+            userInfo.phone,
+            phoneCaptchaState,
+            () => sendCodeApi()
+        );
+        updateSendState(type);
+
+    } else {
+        // 场景2：发送邮箱验证码
+        if (!userInfo.email) {
+            ElMessage.error('请先绑定邮箱');
+            return;
+        }
+
+        // 执行发送
+        await sendCaptcha(
+            type,
+            userInfo.email,
+            emailCaptchaState,
+            () => sendCodeApi()
+        );
+        updateSendState(type);
+    }
+};
+
+// 组件卸载时清除定时器（关键：防止内存泄漏）
+onUnmounted(() => {
+    clearCaptchaTimer(emailCaptchaState);
+    clearCaptchaTimer(phoneCaptchaState);
+});
+/**
+ * @description 监听transferOutAccount变化,获取对应的MaxAmount
+ */
+watch(
+    [
+        () => transferForm.value.transferOutAccount,
+        () => transferFormOptionsMap.value.transferOutAccount
+    ],
+    ([newVal]) => {
+        if (!newVal || !transferFormOptionsMap.value.transferOutAccount.length) return
+
+        const item = transferFormOptionsMap.value.transferOutAccount.find(
+            (item: any) => item.value === newVal
+        )
+        transferForm.value.MaxOutAmount = item?.amount || 0
+    },
+    { immediate: true }
+)
+/**
+ * @description 统一获取数据
+ */
+const getTransferWalletOptions = async () => {
+    const data: any = await getTransferWalletOptionsApi()
+    transferFormOptionsMap.value.transferOutAccount = data
+    transferFormOptionsMap.value.transferInAccount = data
+}
+/**
+ * @description 页面加载完成需要渲染的数据
+ */
+onMounted(() => {
+    getTransferWalletOptions()
+})
+
+/**
+ * @description 切换转账类型
+ * @param type 转账类型
+ */
+const handleTransferTabClick = (type: string) => {
+    transferType.value = type
+    transferForm.value.MaxOutAmount = transferFormOptionsMap.value.transferOutAccount.find((item: any) => item.value === -1)?.amount
+}
+/**
+ * @description 切换验证方式
+ * @param type 验证方式
+ */
+const handleVerifyTabClick = (type: string) => {
+    verifyType.value = type
+}
+
+const handleVerifyParams = (type: string) => {
+    if (type === 'external') {
+        if (verifyType.value === 'email') {
+            return userInfo.email
+        } else {
+            return userInfo.phone
+        }
+    } else {
+        return '1'
+    }
+}
+
+/**
+ * @description 提交转账表单
+ */
+const handleSubmit = async () => {
+    await transferFormRef.value.validate()
+    const params = {
+        type: transferType.value === 'internal' ? '1' : '2',
+        from: String(transferForm.value.transferOutAccount),
+        to: handleVerifyParams(transferType.value),
+        amount: transferForm.value.transferAmount,
+        verify_type: '',
+        verify_code: '',
+        description: transferForm.value.remark,
+    }
+    console.log(params)
+    if (transferType.value === 'internal') {
+        await transferApi(params)
+        transferForm.value = {
+            transferOutAccount: -1,
+            transferInAccount: '',
+            transferAmount: '',
+            remark: '',
+            // 最大可转账金额
+            MaxOutAmount: '',
+            type: '',
+            code: ''
+
+        }
+    } else {
+        await transferApi({ ...params, verify_type: verifyType.value === 'email' ? '1' : '2', verify_code: transferForm.value.code })
+        transferForm.value = {
+            transferOutAccount: -1,
+            transferInAccount: '',
+            transferAmount: '',
+            remark: '',
+            // 最大可转账金额
+            MaxOutAmount: '',
+            type: '',
+            code: ''
+
+        }
+    }
+}
+</script>
+
+<style scoped lang="scss">
+.transfer {
+    .title {
+        margin-bottom: 10px;
+    }
+
+    .transfer-card {
+        background: rgb(160, 207, 255, 0.5);
+        margin-bottom: 10px;
+
+        :deep(.el-card__body) {
+            padding: 10px 20px;
+        }
+
+        .transfer-item {
+            line-height: 35px;
+        }
+    }
+
+    .transfer-type {
+        margin-bottom: 10px;
+
+        .type-title {
+            margin-bottom: 10px;
+        }
+    }
+
+    :deep(.el-form) {
+        .el-form-item {
+            width: 400px;
+        }
+    }
+
+    .transfer-form {
+        .external-item {
+            margin-bottom: 10px;
+
+            .externa-title {
+                margin-bottom: 10px;
+            }
+
+            .external-card {
+                width: fit-content;
+
+                :deep(.el-card__body) {
+                    display: flex;
+                    align-items: center;
+                    padding: 10px 20px;
+                }
+
+                .el-icon {
+                    color: #409eff;
+                    font-size: 34px;
+                    margin-right: 10px;
+                }
+
+                .money {
+                    display: flex;
+                    flex-direction: column;
+                }
+            }
+        }
+    }
+
+    .verify {
+
+        .tab,
+        .username {
+            margin-bottom: 10px;
+        }
+
+    }
+
+    .verify-form {
+        .el-form-item {
+            :deep(.el-form-item__content) {
+                flex-wrap: nowrap;
+            }
+        }
+    }
+}
+</style>
diff --git a/src/views/funding/transfer/options.ts b/src/views/funding/transfer/options.ts
new file mode 100644
index 0000000..20578d3
--- /dev/null
+++ b/src/views/funding/transfer/options.ts
@@ -0,0 +1,23 @@
+export const transferTypeOptions = [
+    { label: '内部转账', value: 'internal' },
+    { label: '第三方转账', value: 'external' },
+]
+export const internalFormItem = [
+    // 转出账号
+    { prop: 'transferOutAccount', label: '转出账号', type: 'select' as const, placeholder: '请选择转出账号', width: '150px', labelPosition: 'top' as const },
+    // 转入账号
+    { prop: 'transferInAccount', label: '转入账号', type: 'select' as const, placeholder: '请选择转入账号', width: '150px', labelPosition: 'top' as const },
+    // 转账金额
+    { prop: 'transferAmount', label: '转账金额', type: 'input' as const, placeholder: '请输入转账金额', width: '150px', labelPosition: 'top' as const },
+    // 备注
+    { prop: 'remark', label: '备注', type: 'input' as const, placeholder: '请输入备注', width: '150px', labelPosition: 'top' as const },
+]
+
+export const externalFormItem = [
+    // 转入账号
+    { prop: 'transferInAccount', label: '转入账号', type: 'select' as const, placeholder: '请选择转入账号', width: '150px', labelPosition: 'top' as const },
+    // 转账金额
+    { prop: 'transferAmount', label: '转账金额', type: 'input' as const, placeholder: '请输入转账金额', width: '150px', labelPosition: 'top' as const },
+    // 备注
+    { prop: 'remark', label: '备注', type: 'input' as const, placeholder: '请输入备注', width: '150px', labelPosition: 'top' as const },
+]
\ No newline at end of file
diff --git a/src/views/funding/transfer/rules.ts b/src/views/funding/transfer/rules.ts
new file mode 100644
index 0000000..5287d04
--- /dev/null
+++ b/src/views/funding/transfer/rules.ts
@@ -0,0 +1,60 @@
+import type { FormRules } from 'element-plus'
+export const rules = (form: any): FormRules => {
+    return {
+        transferOutAccount: [
+            { required: true, message: '请选择转出账号', trigger: 'blur' },
+            {
+                validator: (rule, value, callback) => {
+                    if (value && form.transferInAccount && value === form.transferInAccount) {
+                        callback(new Error('转出账号不能与转入账号相同'))
+                    } else {
+                        callback()
+                    }
+                },
+                trigger: ['blur', 'change']
+            }
+        ],
+        transferInAccount: [
+            { required: true, message: '请选择转入账号', trigger: 'blur' },
+            {
+                validator: (rule, value, callback) => {
+                    if (value && form.transferOutAccount && value === form.transferOutAccount) {
+                        callback(new Error('转入账号不能与转出账号相同'))
+                    } else {
+                        callback()
+                    }
+                },
+                trigger: ['blur', 'change']
+            }
+        ],
+        transferAmount: [
+            { required: true, message: '请输入转账金额', trigger: ['blur'] },
+            {
+                pattern: /^\d+(\.\d{1,5})?$/,
+                message: '请输入数字，小数不超过5位',
+            },
+            // 自定义验证：不能超过最大可转出金额
+            {
+                validator: (rule, value, callback) => {
+                    // 空值已经由必填验证处理
+                    if (!value) return callback()
+
+                    const inputAmount = parseFloat(value)
+                    const maxAmount = parseFloat(form.MaxOutAmount || 0)
+
+                    if (inputAmount > maxAmount) {
+                        callback(new Error(`不能超过最大可转出金额：${maxAmount}`))
+                    } else {
+                        callback()
+                    }
+                },
+                trigger: ['blur', 'change']
+            }
+        ],
+        remark: [{ required: false, message: '请输入备注', trigger: 'blur' }],
+        code: [
+            { required: true, message: '请输入验证码', trigger: 'blur' },
+            {pattern: /^\d{6}$/,message: '验证码必须为6位数字'},
+        ],
+    }
+}
\ No newline at end of file